Personal Umbrella Insurance

Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard auto, home, or other personal insurance policies. It helps protect you from significant financial loss if you are involved in a major accident or lawsuit that exceeds the limits of your regular insurance coverage.For example, if you're involved in a car accident and the damages exceed your auto insurance policy limit, personal umbrella insurance would cover the remaining costs. It also offers protection for incidents that may not be covered by other policies, such as libel, slander, or false arrest.

This insurance is often affordable and can provide millions of dollars in additional coverage, offering peace of mind and financial security in case of a major accident or lawsuit.